Real estate appraisal services for homeowners in the city of BURLINGTON and Des Moines County

Here are the top seven reasons why IA homeowners use Luckenbill Appraisal Service:

To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
Challenge a property tax assessment
To cut their mortgage payments by removing PMI
To reinstate your Home Equity Line of Credit (HELOC)
Verify another appraiser's report
In the case of a IA divorce, where property needs to be divided
To settle an estate in IA by determining the true market value of property in question

Do you own a house in or near BURLINGTON? Do you need help deciding the price of your real estate?
Contact Luckenbill Appraisal Service.

We at Luckenbill Appraisal Service understand the unique needs of a consumer looking for appraisal services. Our business practices and reporting formats are relatively routine to our business clients like banks, attorneys, and CPAs. But as a consumer,we will provide you with extra guidance and explanations through the appraisal process to understand what we do and how we document the results of our analysis.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your own home because you most likely have an emotional attachment to it. Our professional appraisers at Luckenbill Appraisal Service are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your property will attract interested buyers, a professional appraisal is a very important negotiating tool once you have an attainable buyer. It's something concrete to show your buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much your house is worth. Interested buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to a professional appraiser's value judgement than yours.

Need to cancel PMI?

A popular way to save money for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. At Luckenbill Appraisal Service, we're experienced in helping people just like you rid yourselves of unwanted PMI insurance.

Challenge a property tax assessment

Lets say your home is not appreciating as much as other homes close by -- your local tax assessor may have your home overvalued. That only means you are paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better. Getting a professional appraisal from Luckenbill Appraisal Service is your strongest weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value. Not only can this be annoying from a cash flow angle, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. Luckenbill Appraisal Service can provide you with a professional appraisal that will help you reinstate your home equity line of credit.

We Offer Field and Desktop Appraisal Review Services

Do you need an expert to double-check your appraisal for accuracy, or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? Luckenbill Appraisal Service offers field reviews where we go out and check the subject and comps in question. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have in your possession. Even though this is typically requested by banks, you may need to take advantage of this service if you suspect mortgage fraud related to your house.